insurance

WOODHAVEN COUNTRY CLUB HOMEOWNERS ASSOCIATION
ANNUAL INSURANCE DISCLOSURE STATEMENT
Dear Homeowner:
Senate Bill 300 offers civil liability protection to owners within common interest developments. By maintaining minimum limits of liability insurance and following the notification process in this law, you are protected from direct lawsuits for injuries in the common area. Your Association is pleased to provide the information required under this
law as follows:

Policy Period: Effective 1/1/2007 1/1/2008

Liability Insurance:
Carrier: State Farm Insurance Coverage Limit: $5,000,000.00
The above limit complies with the minimum limits in this law.

Directors and Officers Liability:
Carrier: State Farm Insurance Coverage Limit $5,000,000.00
Deductible: N/A

Property Insurance
Carrier: State Farm Insurance Coverage Limit: $73,889,200
Deductible: $10,000 Paid By Association
Deductible: $10,000 for water loss Paid By The Homeowner
(Required by Insurance Company)

Property coverage includes coverage for real property improvements EXCEPT wall and floor coverings and private swimming pools.

Earthquake Insurance:
Carrier: State Farm Insurance Coverage Limit: $73,889,200
Deductible: 20% Per Bldg. Paid By Homeowner Insurance Agent This law requires the name of any Insurance Agent selected to assist the
Association in the development of the general liability policy limits.

Our Association used:
Frank Miller Insurance Agency, Inc., Palm Desert, California, 92260
Recommendations of the above agent were followed.

Information prepared by Carl McCullough, Association Manager
NOTE: This disclosure statement is a general description of coverage. All coverage's are subject to the exclusions and conditions of the insurance contracts. Statements here cannot alter, reduce or expand any coverage in the policies. The information provided is deemed accurate at the time of issue.